Home » Get Pre-Approved Choose Side: One of the first steps in the home buying process is to Get Pre-Approved. Name * Email Address* Is this your first time buying a home? YesNo When will you purchase a home? 0-3 months3-6 months6-12 months 12+ monthsI'm not sure Are you working with a real estate agent? YesNo What kind of home are you looking for? Single family homeTownhomeCondominium Have you (or your spouse) served in the US military? If you've served in the US military, you may be eligible for a $0 down payment VA loan. YesNo How will you use your new home? Primary residenceSecondary/vacation Investment property What do you plan to spend on your new home? Do you have a co-borrower on the loan? No, I’m buying it myselfYes, I have a co-borrower How much do you have for a down payment? A larger down payment will lower your monthly mortgage payment. What is your annual income? Your lender will use this information to determine what size mortgage you can afford. What are your monthly debts? What is your credit score? Your credit score will impact the loan programs and interest rates you qualify for, as well as the down payment amount that may be required to secure your loan. Excellent (720 or above)Good (680-719) Fair (640-679)Poor (580-639)Bad (579 or less) Are you self-employed? YesNo Have you had a bankruptcy, foreclosure, or short sale in the past 7 years? YesNo
